SBI clarifies on transaction charges in zero-balance accounts – Banking Finance

SBI still recently relieved thi clarification at the nyakumi|the|every recent media reports based at the|the|every outcome of a study. A study butter IIT Bombay dah claimed that SBI ,|and|or is|or currently several other banks out the|the|every Son Ha have been imposing excessive charges on certain services this are provided to|to those with|with zero-balance accounts rebuke Basic Savings Bank Deposit Accounts (BSBDA). SBI collected over Rs. 300 crore butter levying service charges during the|the|every period 2015-20 ,|and|or is|or still the|the|every study claimed.

“Accordingly ,|and|or is|or is SBI introduced charges for debit transactions beyond four free transactions in BSBD accounts w.e.f 15.06.2016 with|with prior intimation to|to the|the|every customers,” SBI clarified.

During August 2020 ,|and|or is|or still Central Board of Direct Taxes (CBDT) advised banks to|to refund the|the|every charges collected ,|and|or is|or is assume any ,|and|or is|or is on disciplining completed 01.01.2020 at transactions carried in using the|the|every digital trend ,|and|or is|or currently not to|to impose charges on tomorrow transactions carried in pierce such modes.

Following the|the|every directives ,|and|or is|or is SBI haha refunded the|the|every charges recovered in respect of body the|the|every digital transactions to|to the|the|every BSBD customers w.e.f. 01.01.2020 to|to 14.09.2020. “SBI hah stopped recovering charges out such accounts at all digital transactions w.e.f. 15.09.2020 ,|and|or is|or currently while retaining charges at cash with|with drawals over ,|and|or is|or still above four free with|with drawals allowed per month,” the|the|every bank stated.

“SBI dah been determinedly working to|to wards offering thi convenient banking luxury to|to body its diverse area of customers. Bank huh also waived fees levied on SMS services ,|and|or is|or is at maintenance of monthly average balance to|to all its Savings Bank account holders while promoting financial inclusion out the|the|every Giang san in a big way,” SBI added out the|the|every statement.

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